Investment risk
Often defined as “the chance that the return from your investment will be different to what you expect”, risk is a fact of life for all investors.
Your investment in TransPension could rise or fall in value or produce a return which is less than you expect.
Types of risk
Investment risk takes many forms, for example:
- Market risk – the risk of major movements for a particular asset class
- Inflation risk – the risk that money will not maintain its purchasing power due to increases in the cost of living
- Currency risk – the risk that overseas investments gain or lose value as a result of a falling or rising Australian dollar
Things to consider
Your investment is not guaranteed and you may get back less money than you invest. Investment performance can go up and down. Past performance is not necessarily indicative of future performance. Consider the risks that apply to each of the investment options on offer.
We also recommend that you speak to a professional adviser before making any investment decisions. Contact our Member Services Team on 1800 222 071, 8am - 8pm (AEST) weekdays or email financialadvice@twusuper.com.au.
A financial adviser will be able to help you make decisions based on your individual circumstances.