Choosing investments
If you have $1000 or more in your TransPersonal account, you have a choice of three investment options:
- Cash Plus
- Balanced
- Equity Plus
You can choose one investment option only, or a mix of options.
Investment performance
For detail on TransPersonal's past and actual investment performance visit TransPersonal's investment returns page. When reviewing returns, remember that past peformance is not necessarily indicative of future performance.
Before making an investment choice
Read the Investment basics page and Investing your super section of TransPersonal's Product Disclosure Statement (download a copy from Forms & Publications).
We also recommend that you consider speaking to a licensed financial adviser before making any investment decisions.
Making the right choice
Choosing investments that are right for you comes down to your personal expectations of security and short and long-term returns.
To make an investment choice, download the Choosing your investment option(s) form.
Changing your investment options
You can change your investment options online via MemberAccess
Alternatively, download a Choosing your investment option(s) form.
Your new choice can apply to your existing account balance only, to your future contributions only, or both.
There is no fee for making a change and you can request a change up to once a week.
When you change your investment options, investment earnings will be credited or debited to your account using the relevant crediting rate(s) effective at the date your investment switch is processed. Crediting rates can be positive or negative depending on investment performance.
For more information see understanding crediting rates.